Comprehensive Resources on Michigan's Auto No-Fault Insurance Reform

This section provides resources to help drivers, advocates, policymakers, and providers understand and navigate Michigan’s auto no-fault insurance system, including the urgent need for reform.

For Drivers and Survivors:

• Guide to Buying Insurance Under Michigan’s No-Fault Law – Understand your PIP choices and coverage options.
• Survivor Advocacy Information – Learn how catastrophic crash survivors are impacted and how to support reform efforts.

For Legal and Insurance Professionals:

• Michigan Auto No-Fault Reform: History and Overview – Analysis of legislative changes and their effects on the insurance landscape.
• No-Fault Auto Insurance Reform in Michigan – Deep dive into regulatory and legal implications.

For Advocates and Policymakers:

• Fixing Care Reimbursement: The Case for Action – Information on how the 2019 law reduced reimbursements by 45% and the ongoing challenges for home care providers.
• Michigan’s New Auto Insurance Law – Official information and guidance for understanding coverage requirements.
• Home Care and Catastrophic Injury Resources – Documentation of the critical role of home and attendant care in survivor outcomes.

The consequences of unreformed care reimbursement are profound. Lives, independence, and the home care workforce are at stake. Policy solutions are needed immediately to ensure survivors have access to the care they were promised and paid for. 

Take action today to support meaningful change by calling upon our elected officials to prioritize reform.